Supplements and Nutraceuticals
Processing preparation for vitamin, mineral, botanical and nutritional supplement brands selling online or through retail.
Industries
Industry Experience Across Conventional and Complex Categories
Every category below has its own underwriting pattern — different documents, different questions, different reasons applications get held up. Search or filter to find yours, then tell us about your specific setup.
Listing is not acceptance
Listing an industry does not mean every business in it can be approved. Each application is assessed individually by the processing and underwriting providers.
Six categories
How We Group Merchant Categories
Grouping is about underwriting behaviour, not prestige. Businesses in the same group tend to be asked the same questions and to need the same evidence.
Health, Wellness and Medical
Product claims, ingredient sourcing, professional licensing and subscription behaviour all shape how these applications are reviewed.
8 industries listed
Ecommerce and Retail
Fulfilment timelines, average order value, return policy and delivery evidence carry the most weight in these categories.
8 industries listed
Digital and Professional Services
Intangible delivery means access records, scope documentation and refund terms do the work that shipping proof does elsewhere.
8 industries listed
Travel and Future Delivery
When customers pay well before they receive, underwriters focus on delivery exposure, protection arrangements and cancellation terms.
7 industries listed
Financial and Emerging Industries
Registration status, compliance programmes and jurisdictional rules are examined before commercial terms are discussed.
6 industries listed
- Regulated
Regulated and Restricted Industries
For legally operating, properly licensed businesses only. Every route depends on jurisdiction, product type and full underwriting review.
5 industries listed
Find your category
All 42 Industries
Search by what you sell or filter by category. Each industry has its own page covering what underwriting tends to focus on and which documents to prepare.
Showing 42 of 42 industries.
Health, Wellness and Medical
Product claims, ingredient sourcing, professional licensing and subscription behaviour all shape how these applications are reviewed.
Peptides and Research Products
RegulatedSupport for laboratory and research-use-only suppliers where labelling, intended use and jurisdiction are decisive.
Skincare and Cosmetics
Payment support for beauty, skincare and cosmetic brands selling direct to consumer, by subscription or through retail.
Health and Fitness
Processing for gyms, studios, training programmes, fitness apps and equipment retailers with recurring or one-off billing.
Medical Supplies
Support for distributors and retailers of medical devices, durable equipment and clinical consumables.
Telehealth
RegulatedProcessing preparation for remote consultation platforms, virtual clinics and connected-care services.
Dental and Medical Services
Card-present and online payment support for practices, clinics and elective-procedure providers.
Wellness Memberships
Recurring billing support for wellness clubs, recovery studios, coaching memberships and ongoing care plans.
Ecommerce and Retail
Fulfilment timelines, average order value, return policy and delivery evidence carry the most weight in these categories.
General Ecommerce
Processing for online retailers selling physical goods across standard consumer product categories.
Dropshipping
Support for retailers fulfilling through third-party suppliers, where delivery timelines drive the underwriting conversation.
High-Ticket Ecommerce
Processing for merchants selling large-value items online, where single-transaction size affects underwriting.
Electronics
Support for consumer-electronics retailers, accessory brands and refurbished-device sellers.
Furniture
Processing for furniture and home-furnishing retailers with made-to-order or long lead-time fulfilment.
Luxury Products
Support for premium and luxury goods retailers, including authenticated resale and limited-edition sales.
Clothing and Apparel
Processing for fashion, apparel and footwear brands selling online, in store or through both channels.
Subscription Boxes
Recurring physical-goods billing for curated boxes, replenishment programmes and membership shipments.
Digital and Professional Services
Intangible delivery means access records, scope documentation and refund terms do the work that shipping proof does elsewhere.
Software and SaaS
Processing for software vendors and SaaS platforms billing monthly, annually or on usage.
Digital Products
Payment support for downloadable software, templates, media, licences and other instantly delivered goods.
Online Education
Processing for course platforms, cohort programmes, certifications and educational memberships.
Coaching and Consulting
Payment support for coaches, advisers and consultants billing by engagement, retainer or programme.
Marketing Agencies
Processing for agencies billing retainers, project fees and pass-through media spend.
Web-Design Companies
Payment support for design and development studios billing milestones, builds and ongoing maintenance.
Lead-Generation Businesses
Processing for businesses selling qualified leads, appointments or introductions to commercial buyers.
Professional Services
Payment support for accountants, legal practices, engineers, surveyors and other regulated professions.
Travel and Future Delivery
When customers pay well before they receive, underwriters focus on delivery exposure, protection arrangements and cancellation terms.
Travel Companies
Processing for tour operators, travel agencies and packaged-travel providers taking payment before departure.
Ticketing
Payment support for primary and secondary ticket sellers where events occur after the sale.
Events
Processing for conferences, festivals, workshops and experiences sold ahead of the delivery date.
Hotels and Accommodations
Card-present and card-not-present support for hotels, short-stay operators and accommodation providers.
Reservations
Processing for booking platforms and appointment-based businesses taking deposits or prepayment.
Membership Clubs
Recurring and annual billing for clubs, associations and access-based membership organisations.
Preorders and Future Delivery
Payment support for preorder campaigns, crowdfunded products and any sale delivered well after purchase.
Financial and Emerging Industries
Registration status, compliance programmes and jurisdictional rules are examined before commercial terms are discussed.
Financial-Service Providers
RegulatedProcessing preparation for licensed financial-service firms, platforms and advisory businesses.
Credit-Related Services
RegulatedSupport for credit education, reporting assistance and related advisory businesses operating within applicable rules.
Cryptocurrency and Blockchain
RegulatedProcessing preparation for exchanges, wallets, infrastructure providers and blockchain software businesses.
Money-Service Businesses
RegulatedSupport for registered money-service businesses, remittance providers and currency-exchange operators.
Precious-Metal Dealers
Processing for bullion, coin and precious-metal dealers where transaction values and liquidity drive review.
Alternative Finance Companies
RegulatedSupport for non-bank finance providers, invoice funders and specialty commercial lenders where card acceptance is permitted.
Regulated and Restricted Industries
For legally operating, properly licensed businesses only. Every route depends on jurisdiction, product type and full underwriting review.
Availability is subject to legality, licensing, jurisdiction, product type, marketing practices, bank policies, card-network rules, and full underwriting review.
CBD and Hemp
RegulatedProcessing preparation for legally operating hemp-derived product businesses that meet applicable jurisdictional limits.
Vape and Tobacco
RegulatedSupport for licensed vape, e-liquid and tobacco retailers meeting age-verification and product-registration requirements.
Adult-Oriented Businesses
RegulatedProcessing preparation for legally operating adult businesses that meet card-network registration and content requirements.
Gaming and Regulated Online Entertainment
RegulatedSupport for licensed gaming and regulated online-entertainment operators in jurisdictions where card acceptance is permitted.
Firearms and Accessories
RegulatedProcessing preparation for licensed firearms dealers and accessory retailers operating within applicable law.
Preparation
What Almost Every Application Needs
Category-specific documents come on top of this baseline. Having these ready is the single biggest thing you control about your own timeline.
- Government identification for each beneficial owner
- Incorporation or business-registration documents
- Proof of business address
- Recent processing statements, where available
- Bank letter or void cheque
- Product or service information
Regulated and restricted categories
Availability is subject to legality, licensing, jurisdiction, product type, marketing practices, bank policies, card-network rules, and full underwriting review.
Not seeing your industry?
The list is not exhaustive. Describe the business model and we will tell you whether there is a realistic route — including when there is not.
Describe Your BusinessQuestions
Questions About Industries
Straight answers, including where the honest answer is “that depends on the underwriter”.
“High risk” is a classification applied by acquirers, processors and card networks. It reflects the financial and reputational exposure they take on, not the quality of your business.
Common reasons include elevated dispute exposure, regulatory or licensing requirements, future delivery, recurring billing, cross-border structures, limited processing history, or a prior account closure. Being classified this way does not mean your business cannot be placed — it means the application has to be prepared and directed carefully.
Most applications need government identification for each beneficial owner, incorporation or business-registration documents, proof of business address, a bank letter or void cheque, recent processing statements where they exist, and product or service information.
Some categories need more — licences, certificates of analysis, distribution agreements, or regulatory registrations. Requirements vary by provider and by industry, so we confirm the exact list for your file before you start gathering anything.
Yes, though new entities are assessed differently because there is no processing history to review. Underwriters lean more heavily on the owners’ background, the business plan, the website, and the projected volume.
New businesses more often see starting volume caps or reserve conditions while a history is established. That is normal, and it usually eases as the account performs. Any specific condition is set by the provider, not by us.
A dispute history does not automatically disqualify an application. Underwriters look at the ratio, the trend, the reason codes behind it, and whether anything has been done about the cause.
The most useful thing you can provide is context: what drove the disputes, what changed, and what the numbers look like since. A documented remediation story is far stronger than a statement with an unexplained spike in it.
Yes. Businesses with non-resident owners, cross-border structures or customers in several regions are a regular part of what we review.
These applications typically involve enhanced due diligence, and providers pay close attention to where the entity is established, where the owners reside, and where the customers actually are. Some combinations are straightforward and others are not, so it is worth telling us your structure early.
All approvals, pricing, reserve requirements, settlement schedules and account terms are determined by the applicable processor, acquiring institution, gateway or underwriting provider. Nothing on this website is an offer, a guarantee of approval, or a commitment to specific terms.
Find the Right Payment Solution for Your Business
Tell us about your business, current processing situation, and growth plans. Our team will review the information and explain the available next steps.
Submitting a form does not guarantee approval and does not create a contractual relationship. It begins a review conversation so we can explain the options that may be available to your business.