Terms and Conditions

Aurex Payments is a payment-services consultancy and referral organisation registered in [JURISDICTION] under company number [COMPANY NUMBER], with its registered office at [REGISTERED ADDRESS].

Aurex Payments is a payment-services consultancy and referral organization unless otherwise stated. We are not a bank and do not independently issue merchant accounts. Processing availability, pricing, reserves, settlement schedules, approvals, and account terms are determined by the applicable processing and underwriting providers.

Our role is to review the information you provide, help you prepare a processing application, introduce that application to providers we consider appropriate, and support integration and ongoing operational questions.

Nothing on this website or in our communications constitutes an offer of a merchant account, a guarantee of approval, or a commitment to particular pricing, reserve terms, settlement schedules or processing limits.

Approval decisions and account terms are made solely by the applicable processor, acquiring institution, gateway or underwriting provider, applying their own criteria and the rules of the card networks.

You agree that information and documents you provide are accurate, complete and not misleading, and that you are authorised to provide them.

We rely on that information when preparing and submitting an application. Providing inaccurate or incomplete information may result in a declined application, a terminated account, or an entry on an industry termination list, and may constitute a breach of these terms.

Where fees apply to our services, they are set out separately in writing before any engagement begins. [SET OUT FEE MODEL — e.g. no fee to the merchant, referral commission from providers, fixed engagement fee.] We will disclose any commission arrangement that applies to your application.

We are not responsible for the acts, omissions, products, services, pricing or decisions of any processing provider, acquirer, gateway, platform or other third party, whether or not we introduced you to them.

Any agreement you enter into with a provider is between you and that provider.

Content on this website is provided for general information only. It is not legal, tax, accounting, regulatory or financial advice, and should not be relied on as such. Obtain professional advice for your specific circumstances.

We take care over accuracy but make no warranty that content is complete or current. Card-network rules and provider policies change frequently.

All content on this website, including text, layout, graphics and code, is owned by Aurex Payments or its licensors and may not be reproduced without permission. Third-party names and marks referenced for compatibility purposes remain the property of their respective owners and their use does not imply partnership, endorsement or affiliation.

To the extent permitted by law, we are not liable for indirect or consequential loss, loss of profit, loss of revenue, loss of business or loss of data arising from use of this website or our services.

Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be limited. Our total aggregate liability is limited to [LIABILITY CAP].

These terms are governed by the laws of [GOVERNING LAW JURISDICTION], and the courts of [JURISDICTION] have exclusive jurisdiction over any dispute, subject to any non-waivable rights you have as a consumer in your country of residence.

Questions about these terms can be sent to [LEGAL CONTACT EMAIL].