Legal
Disclosure
This page sets out plainly what we are, how we are paid, and what we cannot promise. It is the page we would want to read first if we were the merchant.
Last updated: [DATE]
Awaiting legal review
This document is a template awaiting review by qualified legal counsel. Bracketed values must be completed before publication.
01General disclosure
Aurex Payments is a payment-services consultancy and referral organization unless otherwise stated. We are not a bank and do not independently issue merchant accounts. Processing availability, pricing, reserves, settlement schedules, approvals, and account terms are determined by the applicable processing and underwriting providers.
02What we are not
- We are not a bank, and we do not hold deposits
- We are not an acquiring institution and do not issue merchant accounts
- We do not make approval decisions or set pricing, reserves or settlement schedules
- We do not hold or settle merchant funds
- We do not provide legal, tax, accounting or regulatory advice
- We do not provide business formation, lending, credit cards or banking products
03How we are compensated
[COMPLETE THIS SECTION ACCURATELY.] Describe every way the business earns revenue — for example, referral commission or residual share paid by processing providers, fees paid directly by merchants, or both.
Where we receive compensation from a provider in connection with your application, we will disclose that on request. A commission arrangement can create an incentive, and you are entitled to know about it before deciding.
04No guarantees
We do not guarantee approval, pricing, rates, reserve terms, settlement timing, processing limits, uptime or the continuation of any account. Those outcomes are determined by the applicable providers and by card-network rules.
Any figure, timeline or statistic shown on this website is either explicitly labelled as an unverified placeholder or is illustrative interface content. Nothing on this site should be read as a performance claim.
05Third-party names
Platform, gateway and software names appear on this website for compatibility reference only. Their use does not imply partnership, sponsorship, endorsement or affiliation. All trade marks remain the property of their owners.
06Educational content
Articles in our resource centre are general information reflecting our understanding at the time of writing. Card-network rules, provider policies and regulatory requirements change. Verify anything material with your own advisers and with the provider concerned.
07Contact
If anything on this page is unclear, or you would like the specifics of a compensation arrangement affecting your application, contact [LEGAL CONTACT EMAIL].
General disclosure
Aurex Payments is a payment-services consultancy and referral organization unless otherwise stated. We are not a bank and do not independently issue merchant accounts. Processing availability, pricing, reserves, settlement schedules, approvals, and account terms are determined by the applicable processing and underwriting providers.
Other policies
Questions about any of these documents can go to the contact address published on the contact page. Aurex Payments does not provide legal advice.